Consolidated Underwriters, Inc.
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Products, Knowledge, Service ...All Consolidated
|Welcome to Consolidated Underwriters. We have been asking insurance professionals just like you how we can help them grow their business since we opened our doors in 1966. In today’s environment you really need to know who you are doing business with and how they can help you succeed. With the personal attention and values of hometown USA and the professionalism and integrity that 45 years of experience brings as a market leader, you can rest assured that when you enter into a relationship with us you get products, knowledge, and service… all consolidated.|
Signature Indexed Universal Life (IUL) is a flexible premium universal life insurance policy with both fixed and indexed crediting options.
INTEREST CREDITING OPTIONS
Premiums may be allocated to a Fixed Account, one or more Index Strategies, or a combination of any of the available interest crediting strategies. Depending on the allocation, the policy holder can earn fixed interest or interest based upon the performance of the S&P 500® Index.
FIXED INTEREST CREDITING OPTION
The fixed account will earn interest at a rate periodically determined by the company. Interest is calculated using a compound method assuming a 365 day year.
Due to current economic conditions and the low interest rates environment, the following changes are being made to the Easy UL product effective August 29th:
1. Cost of rates are being increased
2. Administrative fee is increasing by $2.25 per month
3. The Guaranteed interest rate will be 2%