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CUI Newsletter

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Latest News


Fidelity and Guaranty Life Rolls Out NEW Flexible Premium Fixed Deferred Indexed Annuity

Fidelity and Guaranty Life Announces NEW Safe Income Plus

- Offers guarantees plus upside potential 
- Choice of five interest crediting options 
- Accumulation, Income, Wealth Transfer, Protection Needs 
MINIMUM PREMIUM $10,000 ($2,000 per option)
ISSUE AGE (age last birthday)
Joint owners are permitted with the oldest joint owner as the basis of issue.
0-80 Non-Qualified/18-80 Qualified
1. One-year monthly point-to-point with a cap. Minimum cap per month: 1%
2. One-year annual point-to-point with a cap. Minimum cap per year: 3%

Americo Announces NEW Income Term

NEW Income Term

The Income Term decreasing term life insurance offered by Americo Financial Life and Annuity Insurance Company is a unique product designed to provide a death benefit paid in monthly income payments until the end of the Monthly Income Death Benefit Period. These monthly income payments can help a beneficiary remain in their home by covering all or a portion of a monthly mortgage payment.
Product Highlights:
Life Insurance for Income Protection – death benefit paid in monthly income payments
Simplified Issue - no medical exams; just a few simple health questions
Protection designed to help cover a variety of needs

ANICO Announces New UL Product

American National Announces NEW Signature Indexed Universal Life

Signature Indexed Universal Life (IUL) is a flexible premium universal life insurance policy with both fixed and indexed crediting options.
Premiums may be allocated to a Fixed Account, one or more Index Strategies, or a combination of any of the available interest crediting strategies. Depending on the allocation, the policy holder can earn fixed interest or interest based upon the performance of the S&P 500® Index.
The fixed account will earn interest at a rate periodically determined by the company. Interest is calculated using a compound method assuming a 365 day year.

American Amicable Announces Changes to Easy UL

Important Changes to Easy UL

Due to current economic conditions and the low interest rates environment, the following changes are being made to the Easy UL product effective August 29th:
1. Cost of rates are being increased
2. Administrative fee is increasing by $2.25 per month
3. The Guaranteed interest rate will be 2%