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Fidelity and Guaranty Life Rolls Out NEW Flexible Premium Fixed Deferred Indexed Annuity

Fidelity and Guaranty Life Announces NEW Safe Income Plus

- Offers guarantees plus upside potential 
- Choice of five interest crediting options 
- Accumulation, Income, Wealth Transfer, Protection Needs 
 
MINIMUM PREMIUM $10,000 ($2,000 per option)
 
MAXIMUM PREMIUM $1,000,000
 
ISSUE AGE (age last birthday)
 
Joint owners are permitted with the oldest joint owner as the basis of issue.
 
0-80 Non-Qualified/18-80 Qualified
 
INDEXED INTEREST CREDITING OPTIONS
1. One-year monthly point-to-point with a cap. Minimum cap per month: 1%
2. One-year annual point-to-point with a cap. Minimum cap per year: 3%
3. One-year monthly average with a cap. Minimum cap per year: 3%
4. Point-to-point Fixed Declared Rate on Index Gain Crediting Option.
 
Minimum declared rate: 1%
 
FIXED INTEREST OPTION
The initial interest rate is GUARANTEED for the first year. A new current interest rate is declared annually and will never be less than the guaranteed minimum effective annual interest rate which is set at issue between 1% and 3% for the life of the annuity contract. Interest is credited daily.
 
MINIMUM GUARANTEED SURRENDER VALUE
The minimum guaranteed surrender values on a full surrender is 87.5% of premium, plus daily interest accruing at the MGSV accumulation interest rate. That rate is between 1% and 3%, is set at issue and fixed for the life of the contract.